Useful for explaining other people's models; do not trust new ones without checking.
AI inside Excel. Explains formulas, builds analysis from natural language, generates charts, and (Agent Mode, GA April 2026) makes multi-step changes directly to formulas, tables, and pivots. The closest mainstream tool to a junior analyst, when it works.
Still wrong on complex models and large worksheets, do not trust output without checking. Struggles with real-world messy data where columns are inconsistent. Agent Mode is impressive in demos and patchy in production.
Included in Microsoft 365 Copilot (paid).